Apply for the best personal loan with Asset Finance
Over The Past 10 Years We Have Approved 32,440 Kiwi Loans Totalling $147 Million
We Loan You Money When You Need It
We understand there are a number of reasons why people need money and we will do the best we can to structure a loan that meets their requirements.
Our customers come to us for personal loans for many different reasons; some of them are for unexpected bills, birthdays or family events, vehicle repairs, house maintenance & improvements, wedding, medical Expenses, travel, and business Investment.
What we can offer you
To provide New Zealanders tailored, fair and more affordable finance that safeguards them at critical times in life.
View our testimonials to read what others have said!
$1,000 to $500,000
Asset Finance provide short and medium term personal loans starting from $1,000 right up to business loans of $500,000 and everything in between.
How It Works
LOAN APPLICATION
PROCESSING APPLICATION
APPROVAL & DOCUMENTATION
SIGNING & PAYOUT
Choose your personal loan type below
- MINIMUM
- MAXIMUM
- TERM
- COLLATERAL/SECURITY
- CREDIT CHECKS
- UNSECURED$30weekly
- $400
- $2,000
- Up to 1 year
- No collateral or security required for this loan type
- Yes
- POPULARSECURED BY CAR$30weekly
- $1,000
- $20,000
- Up to 3 years
- A motor vehicle up to 15 years old that is roadworthy and has no money owing
- Yes
- SECURED BY HOUSE$30weekly
- $1,000
- $150,000
- Up to 5 years
- We look at the property (home/land) with sufficient equity vs money owing
- Yes
- BUSINESS LOANS$*weekly
- $0
- $500,000
- Up to 5 years
- We register security over owned by company or guarantor
- Yes
* Business Loan Payments: Variable depending on nature of loan. Payments can be made monthly, and include balloon payments e.g. for GST refund month 3 on an asset purchase.
Unsecured Maximum Loan: Maximum up to $1,000 for new clients, $2,000 for existing clients with at least 3 months payment history.
Secured Maximum Loan: Can increase if the loan is to purchase a car, or if there are multiple vehicles as security.
Unsecured Term: Maximum 9 months for new clients, 12 months for existing.
ALL LOAN TYPES Weekly Payments: Standard payments from $30 per week but are calculated based on the loan amount, with the term adjusted to fit what is affordable for you. For bridging finance – compounding interest or interest only payments are available.
ALL LOAN TYPES Credit Checks: Credit checks are performed for all new clients. Some adverse credit history can be OK, depending on the age and extent of the bad credit and whether there were any particular reasons or mitigating circumstances.
